Medicare: This is the primary plan for people 65 and older that provides health insurance

This is a Medicare program that provides health insurance to people 65 and older, as well as low-income individuals (families) and people with disabilities. You can get subsidized health insurance through the Affordable Care Act marketplace, lower your premiums and get free Part A coverage.

Medicare has different sections to fit your health insurance needs and budget
You will be enrolled in Medicare through Social Security. You can sign up for Part A and Part B, or just Part A

Part A (Hospital Insurance)
Part A helps pay for hospital care:
1. Hospital
2. Skilled nursing facilities
3. Hospice care center
It also covers some outpatient home health care.
Part A is free if you have worked and paid Medicare taxes for at least 10 years.
You may also qualify for free due to your current or former spouse’s job.

Part B (Health Insurance)
Part B helps cover:
1. Services of doctors and other health care providers
2. Outpatient care
3. Home health care
4. Durable medical equipment
5. Some preventive services
Most people pay a monthly premium for Part B. The exact premium depends on your income level.
Because you are over 65 years old, low-income or disabled, you are eligible for free or reduced admission.

Most people qualify for savings
Based on your expected household income for the year, you may qualify for:
Reduce the cost of your Marketplace plan
Premium tax credits, which lower your monthly plan premiums and provide additional savings on deductibles, copays and coinsurance.
With Medicaid, your children may qualify even if you do not qualify for Medicaid.

All Marketplace plans include:
10 essential health benefits, including prescription drugs, emergency services, hospitalization, laboratory services, and mental health and substance use disorder services
Free preventive health services provided by a doctor or provider in your plan at no cost to you